
BANK NOTES
THE LATEST NEWS IN THE BANKING INDUSTRY
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Strengthening Franchise Value: Why Community Banks Are Growing Their Use of Reciprocal Deposits
By Joseph Hooker, Chief Sales Officer, IntraFi Deposit competition remains fierce. According to IntraFi’s latest survey of bank executives, 93 percent say they expect deposit competition to remain at current levels or increase over the next year.1 To stay competitive in the current environment, community banks need every tool in…
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Honoring the Leadership and Legacy of Patricia R. Perkins
The Idaho banking community joins the Idaho Department of Finance in expressing deep appreciation for the outstanding service of Patricia “Patti” Perkins, who retired as Director on October 3, 2025. Appointed by Governor Brad Little in January 2020, Perkins brought a steady hand and forward-looking leadership to the Department during…
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Safeguarding Your Bank: Navigating AI Threats and Cyber Claims Trends
As part of American Bankers Association’s Cybersecurity Month in October, ABA Insurance Services will be presenting “Safeguarding Your Bank: Navigating AI Threats and Cyber Claims Trends” on Wednesday, October 29, 2025, from 12 – 1 PM MT. Don’t miss this opportunity to stay ahead of the curve! Join our experts…
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ICBA and State Groups Urge Broad Implementation of ACRE Act Tax Exclusion
Community bankers across the country are calling on the Treasury Department to fully implement a new tax provision that supports lending to farmers and ranchers. The Independent Community Bankers of America (ICBA), along with its affiliated state associations including the Idaho Bankers Association submitted a joint letter urging the Treasury…
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Community Bankers Unite to Address Payments Fraud
The Idaho Bankers Association, along with 44 state and regional associations and the Independent Community Bankers of America (ICBA), recently submitted joint comments in response to the OCC, Federal Reserve, and FDIC’s request for information on payments fraud. Together, this group represents thousands of community banks nationwide and is committed…
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Bankers Weigh in on FDIC’s Indexing Proposal
The Federal Deposit Insurance Corporation (FDIC) is considering indexing certain regulatory thresholds, a move that could reshape how banks of all sizes experience compliance. The American Bankers Association (ABA) and state bankers associations, including the Idaho Bankers Association, submitted comments that voiced support while urging refinements to ensure the policy…
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Op Ed: Idaho small business depends on closing the stablecoin loophole
By: Mike Morrison Mike Morrison is the President and CEO of The Bank of Commerce and the chair of the Idaho Bankers Association. Innovation and tradition go hand in hand in Idaho. Our expanding tech corridor and agricultural economy might seem opposite on paper, but both rely on the same…
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Optimizing Workforce Development in Idaho Banks: Seizing Career Opportunities Amid Digital Transformation
In 2025, Idaho banks are experiencing significant transformation due to strategic workforce initiatives and technological advancements. This article explores how Idaho’s banking sector is addressing these changes and the impact on career opportunities. Learn more about digital transformation, workforce development programs, and the importance of continuous learning for banking professionals.…
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