BANK NOTES
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Three Questions Banks Should Ask About Moving Deposits Off Balance Sheet
By H.D. Barkett, Senior Managing Director, IntraFi ® Moving Deposits Off Balance Sheet Is a Strategic Decision—Not a Reaction Deposit networks are often described as funding tools, enabling banks to access funds and depositors to access FDIC insurance on large amounts. But they are far more than that. Deposit networks can also be balance…
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Deposit Competition Expectations Remain Heightened, Loan Demand Improved
Per IntraFi’s recent survey of bank executives, 93% expect competition for deposits to increase or remain unchanged over the next year. Since hitting a low point of 25% in the first quarter of 2023 the percentage of respondents experiencing greater loan demand has increased. This quarter 46% of bankers note higher loan demand. Download…
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Strengthening Franchise Value: Why Community Banks Are Growing Their Use of Reciprocal Deposits
By Joseph Hooker, Chief Sales Officer, IntraFi Deposit competition remains fierce. According to IntraFi’s latest survey of bank executives, 93 percent say they expect deposit competition to remain at current levels or increase over the next year.1 To stay competitive in the current environment, community banks need every tool in their arsenals to attract…