BANK NOTES
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Navigating Compliance Challenges: Key Insights for Financial Institutions
The financial industry is navigating a whirlwind of regulatory changes, record-breaking activity, and emerging fraud schemes. For compliance officers, auditors, and other stakeholders, staying ahead requires a proactive approach to understanding and addressing these developments. Here, we explore three critical areas shaping the compliance landscape: the surge in regulatory proposals, record-breaking Suspicious Activity Reports…
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Three Questions Banks Should Ask About Moving Deposits Off Balance Sheet
By H.D. Barkett, Senior Managing Director, IntraFi ® Moving Deposits Off Balance Sheet Is a Strategic Decision—Not a Reaction Deposit networks are often described as funding tools, enabling banks to access funds and depositors to access FDIC insurance on large amounts. But they are far more than that. Deposit networks can also be balance…
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IBA Launches Statewide Banking Apprenticeship Programs for Member Banks
The Idaho Bankers Association has launched new Registered Apprenticeship programs to help member banks develop talent, strengthen career pathways, and support Idaho’s growing workforce needs. IBA will serve as the group sponsor for this statewide initiative, giving member banks access to apprenticeship programs designed specifically for careers in banking. The initial programs include Junior Lender and Universal Banker. The Junior…
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Why Copilot Alone Is Incomplete for Community Banks(And What Governed Intelligence Now Actually Requires)
By: Joe McMann, Co-Founder & CRO Verapath Community banks are under increasing pressure to adopt artificial intelligence. That pressure is justified. Intelligence already shapes how information is interpreted, how risk is assessed, and how decisions are made inside financial institutions. What is no longer optional is whether bank intelligence is governed, supervised, and defensible.…
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Connecting Students to Technology-Driven Careers in Banking
As technology continues to reshape the financial services industry, it’s critical that students understand how STEM skills translate into real-world careers within banking, not just within fintech startups, but inside regulated financial institutions that serve communities every day. The Idaho Bankers Association is partnering with West Ada School District to support an upcoming career…
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Honoring the Leadership and Legacy of Patricia R. Perkins
The Idaho banking community joins the Idaho Department of Finance in expressing deep appreciation for the outstanding service of Patricia “Patti” Perkins, who retired as Director on October 3, 2025. Appointed by Governor Brad Little in January 2020, Perkins brought a steady hand and forward-looking leadership to the Department during a period of rapid…
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Op Ed: Idaho small business depends on closing the stablecoin loophole
By: Mike Morrison Mike Morrison is the President and CEO of The Bank of Commerce and the chair of the Idaho Bankers Association. Innovation and tradition go hand in hand in Idaho. Our expanding tech corridor and agricultural economy might seem opposite on paper, but both rely on the same thing: a stable financial…