This forward-looking look at the state of community banking will cover ICBA’s position on digital assets including crypto, stablecoins, and tokenized deposits- along with deposit insurance reform, Section 1071, capital requirements  ( CBLR) and other evolving regulatory issues.   PRESENTATION COMING SOON.

Community banks are shifting from traditional, vendor-driven dashboards to smarter systems where data is pulled in real time, governed well, and used with greater accuracy and confidence. This discussion will walk through a practical AI roadmap—from foundational governance (AI 1.0) to controlled use cases (AI 2.0), to unified platforms (AI 3.0), and finally to enterprise-wide intelligence with transparent, automated decision support (AI 4.0).Attendees will leave with a clear blueprint for modernizing their bank’s intelligence strategy, using AI GRCC (governance, risk management, regulatory compliance, and cybersecurity) as the backbone for safe and effective innovation.

Join us for a review of key market developments from 2025 and an outlook on the economic and investment landscape for 2026. We will discuss fixed income markets and monetary policy expectations, including the impact of technology and artificial intelligence. The presentation will highlight Principal’s research-driven perspectives to help investors navigate the year ahead.