IBA’s Upcoming BankWebinars

• Regulation B - Joint Intent
  Thursday, September 21st, 2017 9:00 am - 11:00 am MTJoint intent is often something that lenders assume or take for granted. However, in the case of joint intent, even seemingly innocent assumptions can get your financial institution into a lot of hot water. Joint intent falls under the Equal Credit Opportunity Act (Regulation B) and […]
• Oil & Gas Lending: Structuring & Restructuring
  Friday, September 22nd, 2017 9:00 am - 11:00 am MTPrices declined precipitously, and oil and gas companies filed bankruptcy in record numbers during 2015 and 2016. In March 2016, the OCC revised its Oil & Gas Production Lending Handbook to expand its guidance on oil & gas production lending, markets, lending structures, types of reserves, […]
• Texas Constitutional Amendments Affecting Home Equity Loans (SJR 60)
  Friday, September 22nd, 2017 1:00 pm - 2:00 pm MTOn November 7, 2017 Texas voters will have the opportunity to vote on amendments to the Texas Constitution that if passed, will change the way Home Equity loans in Texas are originated. The amendments will expand home equity opportunities for both lenders and consumers. The new […]
• For Sales Managers: Build a No-Excuses Bank Sales Environment
  Monday, September 25th, 2017 11:00 am - 12:00 pm MTFor Sales Managers: Does Your Bank (or Credit Union) Have a No Excuses Sales Environment?“I didn’t make my calls this week because of all the Ops problems.” Most Sales Leaders have heard some version of that recently. It is easy to accept this type of comment […]
• Fair Lending Hot Topics - What’s on the Horizon?
  Monday, September 25th, 2017 12:30 pm - 2:30 pm MTThe CFPB announced THREE fair lending priorities for 2017 on December 16, 2016. What is on the regulatory agenda and how will it impact your bank in 2017-2018?Redlining: The CFPB “will continue to evaluate whether lenders have intentionally avoided lending in minority neighborhoods.”Mortgage and Student Loan […]
• Mortgage Servicing Compliance
  Tuesday, September 26th, 2017 9:00 am - 11:00 am MTIn a sense, servicing consumer mortgage loans has always been a bit of the "wild west" of compliance, meaning there was little in the way of rules and regulations. But thanks to the financial crisis and resulting exposure of unsavory practices, new rules were put into […]
• Federal Benefit Payments Garnishment Requirements
  Tuesday, September 26th, 2017 12:30 pm - 2:30 pm MTOn May 29, 2013, the U.S. Department of Treasury, along with several federal agencies, including the Social Security Administration, the Department of Veterans Affairs, the Railroad Retirement Board, and the Office of Personnel Management, published the Final Rule on the Garnishment of Accounts Containing Federal Benefit […]
• Debt Collection Review & Update
  Wednesday, September 27th, 2017 9:00 am - 11:00 am MTWhat?In 1977, Congress enacted the Fair Debt Collection Practices Act (FDCPA) to eliminate abusive debt collection practices. The FDCPA generally covers the collection activities of debt collectors collecting on others’ debts and debt buyers (collectively “debt collectors”) but not the collection activities of first-party debt collectors […]
• 10 Do's and Dont's For Social Security and VA Accounts
  Wednesday, September 27th, 2017 12:30 pm - 2:30 pm MTThis webinar will cover the accounts that receive government benefits, such as social security and veterans accounts. We will review overdraft issues on these accounts, plus all the rules accompanying the opening and maintenance of these accounts. ACH issues and death notification entries involving government benefits […]
• BSA Series: 7 Core Components of an AML Program
  Thursday, September 28th, 2017 9:00 am - 11:00 am MTA good AML program has seven key components. These are called the "core" of the examination and the program. This webinar will look at the critical issues of each of these components and how they relate to your overall goal to prevent financial crimes.Presenter: Deborah Crawford […]
• Compliance Perspectives: A Monthly Update
  Thursday, September 28th, 2017 12:00 pm - 1:00 pm MTKeeping up with changes and deadlines in the compliance area gets more complex every year. Now, we can assist you with that task. Carl Pry, a well known and highly respected compliance expert and recipient of the 2015 ABA Distinguished Service Award will be presenting a […]
• Transformational Growth: Enabling Enterprise-Wide Innovation
  Thursday, September 28th, 2017 12:30 pm - 2:30 pm MTThe coming years will bring about the greatest transformational change seen in the last 25 years. Technology advancements create opportunities. Generationally, customers will shift from primarily Baby Boomers to Millennials, who access and purchase services vastly different from their parents and grandparents. Is your organization prepared […]
• Building an Effective IT Audit Program
  Tuesday, October 3rd, 2017 9:00 am - 11:00 am MTEvery successful Information Security Program is built on 3 key elements. Decision-making risk management processes, clearly documented Information Security Policies, and an effective IT Audit Program. These elements work in conjunction with each other, feeding the next component information that continually improves the Information Security Program. […]
• Seven Habits of Effective Credit Administration in Commercial Banks
  Tuesday, October 3rd, 2017 12:30 pm - 2:30 pm MTImagine finding yourself suddenly in a senior credit administration position at your bank due to required personnel changes as a result of frequent credit losses; Or, your bank's credit administration seems disconnected, un-organized and free flowing and lacks effective management oversight; Or you are in a […]
• ARM Disclosures - Review & Update
  Wednesday, October 4th, 2017 9:00 am - 11:00 am MTWhat?Since December 29, 1987 banks have been required to develop Adjustable Rate Mortgage (ARM) program disclosures for each different ARM program offered. The disclosures must be updated at least annually. Notices must be sent in response to rate changes. Many financial institutions have automated the ARM […]
• Legal Essentials for Lenders
  Wednesday, October 4th, 2017 12:30 pm - 2:30 pm MTThis program covers important legal issues and concepts which must be understood and consistently applied to enforce the Bank’s liens and other legal rights, avoid litigation and better serve customers. The goal is to provide an opportunity to learn or confirm your understanding of a variety […]
• The ACH Audit & Risk Assessment: What You Need to Know
  Thursday, October 5th, 2017 9:00 am - 11:00 am MTSpend two hours with an ACH Auditor and hear what she looks for when performing the ACH Audit and ACH Risk Assessment. You do realize that the ACH Audit is mandatory for financial institutions, right? Who performs yours? Does the Audit/Compliance department understand what to test […]
• Introduction to Internal Audit
  Thursday, October 5th, 2017 12:30 pm - 2:30 pm MTUnderstand the Changing Role of Internal Audit, How To Effectively Establish a Risk-based Internal Audit Function, and Gain Knowledge of Internal ControlsThe issues that continue to impact a Bank’s internal audit function are significant, including Committee of Sponsoring Organizations and Institute of Internal Auditors professional practice […]
• Legal Liabilities when Check Fraud Occurs
  Tuesday, October 10th, 2017 12:30 pm - 2:30 pm MTCheck fraud losses are estimated to exceed $18 billion each year. A recent nationwide counterfeit check operation is projected to have caused over $9 million in losses. With more and more counterfeit checks flooding financial institutions, this number is sure to increase.Unfortunately, most financial institutions don't […]
• TRID Review and Update
  Wednesday, October 11th, 2017 9:00 am - 11:00 am MTWHAT The Consumer Financial Protection Bureau (CFPB) published the final rule to implement the integrated disclosures (TRID) on November 20, 2013. The final rule was effective on October 3, 2015. After much industry confusion and concern regarding elements of the regulation, the CFPB released a proposal […]