BANK NOTES
THE LATEST NEWS IN THE BANKING INDUSTRY
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IBA Launches Statewide Banking Apprenticeship Programs for Member Banks
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The Idaho Bankers Association has launched new Registered Apprenticeship programs to help member banks develop talent, strengthen career pathways, and support Idaho’s growing workforce needs. IBA will serve as the group sponsor for this statewide initiative, giving member banks access to apprenticeship programs designed specifically for careers in banking. The initial programs…
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Banking can bridge the political divide
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Rob Nichols Washington Update April/May 2026 We all recognize the political divisions in this country, and the difficulty in getting Republicans and Democrats to agree on the time of day much less substantive policy issues. But as bankers who attended ABA’s recent Washington Summit in the nation’s capital learned, once…
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Why Copilot Alone Is Incomplete for Community Banks(And What Governed Intelligence Now Actually Requires)
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By: Joe McMann, Co-Founder & CRO Verapath Community banks are under increasing pressure to adopt artificial intelligence. That pressure is justified. Intelligence already shapes how information is interpreted, how risk is assessed, and how decisions are made inside financial institutions. What is no longer optional is whether bank intelligence is…
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Connecting Students to Technology-Driven Careers in Banking
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As technology continues to reshape the financial services industry, it’s critical that students understand how STEM skills translate into real-world careers within banking, not just within fintech startups, but inside regulated financial institutions that serve communities every day. The Idaho Bankers Association is partnering with West Ada School District to…
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Why Credit Card Rate Caps Would Reduce Access to Credit for Millions of Americans
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In moments of economic pressure, simple solutions can sound appealing—but history reminds us that simplicity does not equal effectiveness. A recent proposal calling for a temporary federal cap on credit card interest rates has reignited a long-standing policy debate with serious implications for consumers, small businesses, and access to credit…
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Deposit Competition Expectations Remain Heightened, Loan Demand Improved
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Per IntraFi’s recent survey of bank executives, 93% expect competition for deposits to increase or remain unchanged over the next year. Since hitting a low point of 25% in the first quarter of 2023 the percentage of respondents experiencing greater loan demand has increased. This quarter 46% of bankers note…
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Future Financial Leaders Workshop: A Direct Connection Between Idaho Banks and Emerging Talent
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Last Friday’s Future Financial Leaders Workshop, hosted alongside the Idaho Department of Finance and Boise State University’s College of Business & Economics, gave BSU students a meaningful, up-close look at career opportunities across Idaho’s financial sector. For our industry, it was a chance to connect early with students who will…
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Strengthening Franchise Value: Why Community Banks Are Growing Their Use of Reciprocal Deposits
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By Joseph Hooker, Chief Sales Officer, IntraFi Deposit competition remains fierce. According to IntraFi’s latest survey of bank executives, 93 percent say they expect deposit competition to remain at current levels or increase over the next year.1 To stay competitive in the current environment, community banks need every tool in…