BANK NOTES
-
Banking can bridge the political divide
•
Rob Nichols Washington Update April/May 2026 We all recognize the political divisions in this country, and the difficulty in getting Republicans and Democrats to agree on the time of day much less substantive policy issues. But as bankers who attended ABA’s recent Washington Summit in the nation’s capital learned, once you drill down past…
-
Why Copilot Alone Is Incomplete for Community Banks(And What Governed Intelligence Now Actually Requires)
•
By: Joe McMann, Co-Founder & CRO Verapath Community banks are under increasing pressure to adopt artificial intelligence. That pressure is justified. Intelligence already shapes how information is interpreted, how risk is assessed, and how decisions are made inside financial institutions. What is no longer optional is whether bank intelligence is governed, supervised, and defensible.…
-
Connecting Students to Technology-Driven Careers in Banking
•
As technology continues to reshape the financial services industry, it’s critical that students understand how STEM skills translate into real-world careers within banking, not just within fintech startups, but inside regulated financial institutions that serve communities every day. The Idaho Bankers Association is partnering with West Ada School District to support an upcoming career…
-
Why Credit Card Rate Caps Would Reduce Access to Credit for Millions of Americans
•
In moments of economic pressure, simple solutions can sound appealing—but history reminds us that simplicity does not equal effectiveness. A recent proposal calling for a temporary federal cap on credit card interest rates has reignited a long-standing policy debate with serious implications for consumers, small businesses, and access to credit nationwide. In response, American…
-
Deposit Competition Expectations Remain Heightened, Loan Demand Improved
•
Per IntraFi’s recent survey of bank executives, 93% expect competition for deposits to increase or remain unchanged over the next year. Since hitting a low point of 25% in the first quarter of 2023 the percentage of respondents experiencing greater loan demand has increased. This quarter 46% of bankers note higher loan demand. Download…
-
Future Financial Leaders Workshop: A Direct Connection Between Idaho Banks and Emerging Talent
•
Last Friday’s Future Financial Leaders Workshop, hosted alongside the Idaho Department of Finance and Boise State University’s College of Business & Economics, gave BSU students a meaningful, up-close look at career opportunities across Idaho’s financial sector. For our industry, it was a chance to connect early with students who will soon be stepping into…
-
Strengthening Franchise Value: Why Community Banks Are Growing Their Use of Reciprocal Deposits
•
By Joseph Hooker, Chief Sales Officer, IntraFi Deposit competition remains fierce. According to IntraFi’s latest survey of bank executives, 93 percent say they expect deposit competition to remain at current levels or increase over the next year.1 To stay competitive in the current environment, community banks need every tool in their arsenals to attract…
-
Honoring the Leadership and Legacy of Patricia R. Perkins
•
The Idaho banking community joins the Idaho Department of Finance in expressing deep appreciation for the outstanding service of Patricia “Patti” Perkins, who retired as Director on October 3, 2025. Appointed by Governor Brad Little in January 2020, Perkins brought a steady hand and forward-looking leadership to the Department during a period of rapid…
-
Safeguarding Your Bank: Navigating AI Threats and Cyber Claims Trends
•
As part of American Bankers Association’s Cybersecurity Month in October, ABA Insurance Services will be presenting “Safeguarding Your Bank: Navigating AI Threats and Cyber Claims Trends” on Wednesday, October 29, 2025, from 12 – 1 PM MT. Don’t miss this opportunity to stay ahead of the curve! Join our experts as they discuss how…
-
ICBA and State Groups Urge Broad Implementation of ACRE Act Tax Exclusion
•
Community bankers across the country are calling on the Treasury Department to fully implement a new tax provision that supports lending to farmers and ranchers. The Independent Community Bankers of America (ICBA), along with its affiliated state associations including the Idaho Bankers Association submitted a joint letter urging the Treasury to adopt a broad…