BANK NOTES
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IDOF Senior Fraud and Financial Exploitation Prevention Roadshow
Fraud targeting older Idahoans continues to grow, and banks can play an important role in helping customers recognize the warning signs before money is lost. The Idaho Department of Finance is bringing its fourth annual Senior Fraud and Financial Exploitation Prevention Roadshow to six Idaho communities this September. The free events come as reported…
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Idaho Bankers Association Joins BankChain Alliance
The Idaho Bankers Association has joined 39 other state bankers associations in announcing the formation of BankChain Alliance, a new industry-owned initiative designed to help banks of all sizes safely offer modern payment and banking services. The Alliance is developing an industry-designed, industry-governed blockchain network that will give participating financial institutions access to emerging…
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What Does the New Reciprocal Deposit Legislation in the Housing Act Mean for U.S. Banks?
By Joe Hooker, Chief Sales Officer, IntraFi The recently enacted 21st Century ROAD to Housing Act marks a significant shift in how U.S. banks can use reciprocal deposits—an established but increasingly important tool for deposit growth and local lending. What the law changes The new law amends the Federal Deposit Insurance Act to expand…
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Stablecoin Loophole Raises Concerns for Idaho Community Banks
A recent Idaho Statesman guest opinion highlights a growing concern for community banks as policymakers continue developing the regulatory framework for stablecoins. In the op-ed, Carlan McDaniel, executive vice president and chief operating officer at The Bank of Commerce and chair of the Idaho Community Bank Committee, points to an unintended loophole in the…
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Build Stronger Ag Portfolios at the 2026 ABA Agricultural Bankers Conference
Agricultural bankers are helping producers navigate a difficult operating environment. Tight margins, elevated input costs, changing trade conditions and new technology are influencing both farm profitability and lending decisions. The 2026 ABA Agricultural Bankers Conference will bring agricultural lenders and industry experts together November 4–6 at the Hyatt Regency Minneapolis. The three-day program is…
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Navigating Compliance Challenges: Key Insights for Financial Institutions
The financial industry is navigating a whirlwind of regulatory changes, record-breaking activity, and emerging fraud schemes. For compliance officers, auditors, and other stakeholders, staying ahead requires a proactive approach to understanding and addressing these developments. Here, we explore three critical areas shaping the compliance landscape: the surge in regulatory proposals, record-breaking Suspicious Activity Reports…
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New Resource: The AI Framework for Community Banks
Artificial intelligence is quickly becoming part of the operating environment for financial institutions. For community banks, the opportunity is real, but so is the need for structure, oversight, and clear governance. Verapath has released The AI Framework for Community Banks, a practical guide designed for institutions navigating AI adoption within a regulated environment. The…
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Most Banks Avoided Layoffs, Expect Smaller Impact from AI
Eighty-seven percent of bankers said their staffing levels had remained the same or increased over the past three years, according to the latest Bank Executive Business Outlook survey from IntraFi. Most bankers also expressed confidence that AI will not significantly disrupt employment in the near term. Seventy percent of respondents said they expect AI…
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Three Questions Banks Should Ask About Moving Deposits Off Balance Sheet
By H.D. Barkett, Senior Managing Director, IntraFi ® Moving Deposits Off Balance Sheet Is a Strategic Decision—Not a Reaction Deposit networks are often described as funding tools, enabling banks to access funds and depositors to access FDIC insurance on large amounts. But they are far more than that. Deposit networks can also be balance…
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IBA Launches Statewide Banking Apprenticeship Programs for Member Banks
The Idaho Bankers Association has launched new Registered Apprenticeship programs to help member banks develop talent, strengthen career pathways, and support Idaho’s growing workforce needs. IBA will serve as the group sponsor for this statewide initiative, giving member banks access to apprenticeship programs designed specifically for careers in banking. The initial programs include Junior Lender and Universal Banker. The Junior…